Buying property involves various processes that can differ by location, making it quite complex. At Property Finders, we’ve created simple steps to guide you through the process and help you move comfortably into your new property.

1.Set Your Budget
Determine your budget before starting the buying process. If you're paying in cash, make sure the funds are ready when needed.

2.Get Mortgage Approval
If you need a mortgage, get pre-approved to streamline the buying process.

3.Find a Trusted Real Estate Agent
Work with a reliable and reputable real estate agent who can guide you through the purchase like Property Finders, we will help you along the way.

4.Make an Offer
Once you find the right property, discuss it with your agent at Property Finders. Have your mortgage pre-approval and a 10% deposit ready. We will help you negotiate with the developers.

5.Pay the Deposit
When both parties agree on a price, sign a Memorandum of Understanding (MOU) and pay a 10% deposit via a current-date cheque.

6.Obtain the No Objection Certificate (NOC)
The seller must get an NOC from the property developer, confirming there are no outstanding payments.

7.Block the Property
If there’s an existing mortgage, the seller will need a liability letter from their bank. You’ll also need to block the property at the land department with specific payments.

8.Transfer Ownership
On this big day, the transfer day, meet with our agent, and the seller. Bring payment methods and transfer fees to finalize everything and receive the title deed and keys.

9.Congratulations on Your New Home!
Congratulations! You’re now a property owner. Don’t forget to register utilities like gas, electricity, and water in your name.

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